A photograph of an attractive person, very often stolen from a modeling website, is used.

However, more and more photographs of prior victims (or ordinary people like you and me) are being used.

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But these con artists aren’t bored catfish looking for an emotional connection. In 2012, the Federal Trade Commission received 10,263 complaints from victims of online dating scams.

Their total reported losses came to an estimated $105 million.

But here’s what you don’t know: You, the middle-aged online dater, are actually more susceptible to online dating fraud than any other age group.

Before you create your dating profile, make sure you can spot the warning signs of an online dating scam.

Online dating scams target online dating services, social networking sites, and chat rooms.

“Romance scammers” create fake profiles to lure lonely victims with promises of companionship and love.

As an older adult diving back into the dating scene, you feel like you’ve got a leg up on younger daters.

Maybe you’re not as Internet savvy than those smartphone-slinging millennials.

Profiles include descriptions designed to attract the targeted audience.